Securing financing is just one aspect of getting into a new home. StartPoint Realty is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 508-916-8851 if your needs include a professional REALTOR® experienced at the business side of buying and selling.


Looking to finance your new home in Rehoboth?

Feeling lots of anxiety over getting financing for a home purchase? You don't have to be. I have close working relationships with various mortgage lenders in Rehoboth, and they've helped me realize a few things that can make the process of applying for a loan pretty simple.

1 – Assemble a list of questions regarding your loan program

Be sure you have a list of questions if you find that you do not fully comprehend the ins and outs of the different loan programs. It can be a challenge to understand the characteristics of both fixed and adjustable rate mortgages. I or one of my trusted lenders can assist you in understanding the advantages and disadvantages of each.

2 – Decide when to lock

When you lock in a rate, it denotes that your mortgage lender commits to the mortgage interest rates for the loan – normally at the time the loan application is presented. By floating the rate, you can lock the rate at any time between the loan application day and the issuing of closing documents. Buyers who decide to float believe that interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Determine if you want to pay additional points to reduce your interest rate

If you opt to pay additional points to lower the rate of your loan, you will do so by paying for them in cash at the time of closing. Every point is 1 percent of the loan. If you're unsure if buying points is right for you, click here to use our points calculator.

4 – Bring your paperwork

Getting a loan requires lots of paperwork, so you should spend some time getting all your documentation together. Click here to get a feel for common information that goes on a loan application.

Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.
 
Your Information
*Name:
*Email:
Phone:
Street Address:
City:
State:
Country:
Zip/Postal Code:

Some Details
When Are You Moving?:
Where Are You Moving:
Your Price Range?:
Number of Bedrooms?:
Number of Bathrooms?:
Size In Square Feet?:
Any Comments, Concerns, Or Questions:

Note: Fields with an * are required


StartPoint Realty 194 Hornbine Road Rehoboth, MA 02769
Phone: Fax:

Lead in the Home | REO Coverage Areas | Our REO Services | Home | Applying for a Loan | Mold in the Home | Buying Foreclosures/REO's | Buying a Fixer Upper? | JUST LISTED Blog

Copyright © 2012 StartPoint Realty
Portions Copyright © 2012 a la mode, inc.
Another XSite by a la mode, inc. | Admin Login| Terms of Use| Site Map
All rate, payment, and area information are estimates and approximations only.